Your accountant files your taxes. But are they actually looking after your money?
Watch the 80-second video below to see why most service business owners overpay tax every year — and what to do about it.
Dennis Chen, FCCA — director of DC Accountants
Option 1 — take the free training
The Money Leak Training
A free 8-minute video for service business owners with an accountant. The five places I most often see money quietly leaking out of a limited company — and what a proactive accountant should be doing about each one.
▸ 8 minutesnnnnn▸No costnnnn▸ Watch it today
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Why this keeps happening
Almost everything that reduces your tax bill has to happen before your year-end
Which is exactly when most accountants aren't looking. It isn't that they're bad at tax. It's that they look at your year after it's already closed, when there's nothing left to decide.
Before your year-end — the window is open
Where we look
Draft accounts prepared while the year is still running. You see the tax figure early, with real options to bring it down — timing, allowances, structure, purchases you were making anyway.
After your year-end — the window has shut
Where most accountants look
The return gets filed months later. The number is accurate and completely final. Nothing can be changed, because every decision that could have changed it has already been made.
What we look for
Five places money quietly leaks out of a limited company
LEAK 01
The director's loan nobody watched
Money taken out through the year that quietly becomes a loan — and a tax charge on the company if it isn't cleared in time.
LEAK 02
No year-end planning
Nobody talks to you before the year closes, so the planning window shuts without a single decision being made.
LEAK 03
Reliefs left on the table
Allowances and legitimate claims that exist in the rules but never get walked through with you.
LEAK 04
Decisions made blind
Hiring, investing, taking on work — decided on gut feel, because nobody translates the numbers into an answer.
LEAK 05
Staying put out of habit
The costliest one. Every year you stay with a reactive accountant is another year of the four above.
Who you'd be working with
I'm Dennis Chen
I'm an FCCA, a Fellow of the Association of Chartered Certified Accountants. And I run DC Accountants, an ACCA-registered practice working with owner-directors of UK service businesses.
I built this practice around one idea: filing your taxes and looking after your money are two completely different jobs, and most owners are paying for the first while assuming they're getting the second.
You deal with me directly; not a junior, not a ticket queue
Your numbers looked at all year, not once at year-end
Draft accounts prepared before your year-end, every year
Plain English; the deliverable is a decision, not a document
Option 2 — talk it through
The Money Leak Audit
Rather have someone look at your actual numbers? Book a free 15-minute call with me. I'll show you where money is leaking, and tell you honestly whether it's worth acting on.
A straight read on where you may be overpaying or exposed
No pitch if it isn't a fit — and you keep everything I find
You speak to me, not a salesperson
Why now, and not in three months. The planning window closes with your year-end, whether you're ready or not. Every month you wait is a month of planning that can't be recovered — waiting doesn't keep your options open, it quietly removes them.
Book your Money Leak Audit
Free · 15 minutes · no obligation
You'll leave knowing exactly where your money is going and what to do about it.
DC Accountants Ltd — Registered in England & Wales, company no. 12516616.
Dennis Chen FCCA. DC Accountants is an ACCA-registered practice and is supervised for anti-money-laundering purposes.
The content on this page is general information for business owners, not tax advice for your specific circumstances. Tax treatment depends on your individual position and on rules that may change.